La Joya Area FCU
P.O. Box 1300
La Joya, Texas 78560

(956) 585-6207
(877) 585-6207

Routing Number:
314985468

 Rates 

Loan Rates Savings Rates Certificate Rates Fee Schedule

Effective as of: 8/1/22
Loan Rates
Auto Loan Rates
New AutosUsed Autos
Excellent Credit4.9%*4.9%*
Good Credit5.9%*5.9%*
Fair Credit9.9%*11.9%*
Challenged Credit16.0%*18.0%*
Personal LoanMasterCard
*On approved credit. Some restrictions may apply. Annual Percentage Rate.
 
Personal Loan/MasterCard Rates
Excellent Credit9.5%*as low as 8.9%*
Good Credit11.5%*as low as 10.9%*
Fair Credit13.5%*as low as 14.9%*
Challenged CreditN/AN/A
*On approved credit. Some restrictions may apply. Annual Percentage Rate.
 
Please contact the credit union for all loan product rates.