La Joya Area FCU
P.O. Box 1300
La Joya, Texas 78560

(956) 585-6207
(877) 585-6207

Routing Number:


Online Loan Application

 Low Cost Loans 

One of the credit union's primary goals is to provide a reliable source of credit for its members' needs. Loans are made for many purposes: to pay debts; to purchase cars, boats or other vehicles; to meet medical or educational expenses; to buy furniture or appliances, and more.

Loans are made in accordance with policies established by the Board of Directors, and are granted based on length of employment, credit history, need and ability to repay. Loan Officers look for reasons to approve loans, not to disapprove them.

Vehicle Loans

New vehicles can be financed up to 72 months and used vehicles up to 48 months. Loans are also available for the purchase of boats, motorcycles, motor homes, and trailers. Refinancing of automobiles is available to qualified applicants.

Signature Loans

The credit union has the financial strength to provide you with funds including loans for medical expenses, educational needs, vacations, computers, furniture, or consolidating your debts. Signature loans can be made by mail or fax, and now through our website!

Share Secured Loans

Securing a loan with your deposits in the credit union secures a lower interest rate. This rate is usually three percent above what you are paid on your savings (share) account.

Real Estate Loans

  • Home Equity
  • Tax Valorem
  • Refinance
  • Land Loans
  • Mortgage Loans

The credit union has real estate loans to meet the needs of our community. With a home equity loan, you can consolidate your debts, make some home improvements, or finance your child's college education. A tax valorem loan is used to pay off delinquent property taxes. If you are looking to refinance your home, your credit union offers refinances also. Check with our loan officers today.