High Yield Savings 

Share rates

Regular

Share Account-$25.00 minimum deposit is needed to activate membership.

Coyote

Share Account-an account designed for those members 18 years and under. A $25.00 minimum deposit is needed to activate membership.

Diamond

Share Account-an account designed for those members 55 years and over. A $25.00 minimum deposit is needed to activate membership.

Depending on which share account fits your lifestyle, each establishes you as a member/owner at La Joya Area Federal Credit Union. The savings you and other members maintain on deposit with the credit union represents your "share" of ownership. Dividends earned on your deposits are paid and compounded quarterly, however, a minimum deposit of $25.00 must remain in the account if continued membership is desired.

Money Market

Account-these accounts are designed to provide members with an excellent return as well as flexibility. Limited withdrawal priveleges allow easy access to your funds, and deposits can be made at any time. Dividends are calculated daily (on balances over $2,500.00) and compounded monthly.

Certificates

Certificates are available for short and long term investments. The La Joya Area Federal Credit Union's certificates offer rates that are among the most competitive in today's market.

Individual Retirement Accounts

(IRAs) help defer taxes while you save for your retirement years. The La Joya Area FCU's IRA program pays competitive dividends and carries no maintenance or service fees.